Mac Haik Ford of Georgetown

Do You Know How Car Insurance Works?

car insurance

You can trust our staff at Mac Haik Ford to help you find the perfect vehicle, whether you are looking for a used Ford or you want to buy or lease a brand-new model. We have a knowledgeable team and a state-of-the-art Ford service center to address all of your automotive repair and maintenance needs. You can also look to us when you need advice on various car-related topics, including the right type of car insurance that best fits your needs.

What Is Auto Insurance and Why Do I Need It? 

You should know that car insurance is required in just about every state across the country, especially if you have a lease or loan agreement on your vehicle. If you are involved in a car accident in your new Ford, you and your passengers will want to have the auto insurance “financial safety net” to cover you. Car insurance is there to help you pay for auto repairs as well as any repair costs for the other vehicle, depending on who caused the accident.

Before the days of car insurance, it was hard for victims of accidents to get the compensation they deserved for personal injuries or damage to their vehicles. Additionally, pursuing any litigation proved to be costly. Luckily, it is a lot less expensive today to have car insurance should something go wrong.

Insurance Coverage Options 

Whether you drive a new Ford Escape or an older model, you will find insurance options that fit both your requirements and budget. It is usually best to have liability coverage, which ensures the other car involved is compensated for any damages should you be at fault. These are some of the other auto insurance coverage options that we are happy to discuss at our Ford dealership near Round Rock, TX

  • Collision insurance: This covers any damages to your vehicle that you incur in a traffic accident.
  • Medical expense payments: Different insurance companies also help pay the medical expenses for you and any afflicted passengers.
  • Uninsured motorist coverage: Some insurance companies also offers financial assistance if the other party involved has no auto insurance.

It is important that you understand just how valuable auto insurance coverage can be for you and your passengers. Not only are we here to help you determine the best coverage for your vehicle, but we also have a Ford service center onsite that is staffed by factory-trained technicians ready to address all of your automotive needs. Visit Mac Haik Ford today at 10333 Katy Freeway in Houston, TX.